Nexo, a prominent digital asset wealth platform, made a significant announcement on January 8, 2026, revealing the launch of a groundbreaking financial product called Zero-Interest Credit (ZiC). This new offering is an extension of Nexo's Credit Line, tailored to provide bitcoin and ethereum holders with access to liquidity through fixed-duration loans at 0% interest, effectively eliminating the risk of premature liquidation and associated fees.

The introduction of Zero-Interest Credit by Nexo marks a milestone in the world of crypto-backed loans, offering users an unprecedented opportunity to leverage their digital assets without incurring any interest charges. This innovative product is designed to cater to the needs of crypto investors seeking flexible and cost-effective ways to access funds while holding onto their valuable assets.

Unlike traditional loan options that often come with high interest rates and fees, Nexo's ZiC stands out for its zero-interest feature, making it an attractive choice for those looking to borrow against their bitcoin and ethereum holdings without the burden of additional costs. By providing borrowers with the ability to secure loans at 0% APR, Nexo aims to redefine the lending landscape within the cryptocurrency space and enhance the overall user experience for its customers.

One of the key advantages of Zero-Interest Credit is its fixed-duration structure, which offers borrowers a clear timeline for repayment without the uncertainty of fluctuating interest rates. This feature provides users with greater control over their financial planning and enables them to access liquidity in a transparent and efficient manner.

Moreover, the elimination of premature liquidation risk associated with traditional crypto-backed loans further enhances the appeal of Nexo's ZiC product. By removing the possibility of having assets forcibly liquidated due to market fluctuations or margin calls, borrowers can enjoy greater peace of mind and security when utilizing their digital assets as collateral.

In addition to its zero-interest and fixed-duration benefits, Zero-Interest Credit also sets itself apart by not charging any fees, providing users with a cost-effective borrowing solution that prioritizes financial transparency and simplicity.

Overall, the introduction of Nexo's Zero-Interest Credit represents a significant advancement in the realm of crypto lending, offering a unique and innovative financial product that caters to the evolving needs of the cryptocurrency community. With its user-friendly features and commitment to providing a seamless borrowing experience, ZiC stands as a testament to Nexo's dedication to empowering individuals to unlock the full potential of their digital assets through innovative financial solutions.

Source: https://news.bitcoin.com/nexo-launches-zero%E2%80%91interest-credit-offering-0-apr-and-no-fees/